Comprehensive disability insurance analysis tool designed for financial advisors. Calculate coverage gaps, account for tax implications, and deliver professional reports to clients.
Everything you need to provide comprehensive disability insurance gap analysis for your clients.
Analyze group LTD, individual DI policies, or both. Support for multiple individual policies with detailed benefit periods.
Automatically accounts for tax implications on employer-paid premiums with 20% withholding assumption and shared arrangements.
Add and track multiple individual disability insurance policies with different benefit periods and monthly amounts.
Support for 2-year, 5-year, 10-year, to age 65, to age 67, and SSNIA benefit periods for precise coverage modeling.
Generate professional analysis reports with coverage breakdowns, gap calculations, and actionable recommendations.
Clean, professional design that builds trust. Perfect for client meetings and presentation scenarios.
Complete a comprehensive income protection analysis in three simple steps.
Input age, income, growth rate, and retirement age. Add bonus income if applicable.
Select coverage type and enter detailed information about group LTD and individual DI policies.
Get instant results showing income gap, coverage breakdown, and tax implications.
Experience the full calculator right here. Enter your client's information and get instant income gap analysis.
Automatically factors in tax withholding for employer-paid premiums.
Track whether bonus income is covered by group policies.
Comprehensive period options including SSNIA.
Client-ready interface perfect for consultations.
Track unlimited individual DI policies per client.
Take the power of income protection analysis with you. Available for iOS and Android devices.
Or use the web version directly in your browser:
Join financial advisors who trust DI Gap Calculator for professional disability insurance analysis.
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